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Unlock the Best Deals: A Guide to Affordable Loans

If you have a low credit score or limited credit history, a cosigner with good credit can help you qualify for a loan and a better interest rate.
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However, be aware that the cosigner is equally responsible for the debt if you can't make payments.
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Set up Automatic Payments: Many lenders offer a small interest rate discount for borrowers who enroll in automatic payments from a bank account.
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